Calculators
Calculators
Estimates for planning. Calculations run in your browser, and nothing you enter is sent or stored.
Lower tax on these figures
| Working | New | Old |
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Basis: Income-tax Act, 2025: section 202 (new regime rates), section 156 (rebate) and section 19 (standard deduction of ₹75,000 new, ₹50,000 old). Rates as reviewed on 04-11-2026. Surcharge and marginal relief are included. Income taxed at special rates, such as capital gains, is not covered, and the rebate may differ where it exists. This is an estimate, not advice.
Invoice value
Monthly instalment
Teal is principal and red is interest.
DSCR
(Net profit + depreciation + interest) ÷ (interest + principal). Each lender sets its own benchmark.